Platform Layer
Comprised of microservice embedded finance capabilities that can be used end-to-end or selectively, the Shaype Platform powers a wide range of use cases with unmatched flexibility and interoperability.
Combine atomic building blocks to fast-track enriched, fully digital payment solutions.
Customisable core payments capabilities
Comprised of microservice embedded finance capabilities that can be used end-to-end or selectively, the Shaype Platform powers a wide range of use cases with unmatched flexibility and interoperability.
Onboarding & KYC
Streamline financial customer onboarding supported by a modern digital user experience that leverages document verification, biometrics and global financial crime databases. Reduce friction and maintain the highest standards of compliance while delivering a smooth, branded journey for customers.
Payments & Transfers
Access a complete suite of local non-scheme payment rails and overlays (Direct Entry, BPAY, NPP including Osko, PayID and PayTo) as well as ShaypePay, our intelligent payment routing system. Process or embed instant transfers, direct debits, batch and scheduled payments and more with Shaype.
Accounts & Wallets
Take control of a flexible accounts and wallets solution supported by our Core Ledger that assigns dedicated BSBs or branch codes, generates unique account numbers for customers, supports complex account structures like joint, corporate and virtual accounts, and integrates seamlessly with Apple Pay and Google Pay.
Card Issuance
Issue Visa Debit and Prepaid physical, digital and convertible cards to customers with Shaype. Create unique spending experiences with reloadable and single use cards, Apple & Google Pay provisioning and in-app card controls and visualisation, personalise card branding, printing and delivery all via smart APIs.
Financial Crime
Protect customers with built-in Financial Crime intelligence - real-time transaction screening and fraud monitoring, configurable risk rules and scoring, and automated AML/CTF, PEP and Sanctions checks that support all digital payment products.
Transaction Processing
Dynamic transaction processing solutions that let you configure, screen, authorise and route card and account-to-account payments in multiple formats, giving you end-to-end control over every transaction from initiation to delivery.
Rules Engine
Create customisable payment experiences and trigger events and outcomes for customers using any transactional data point. The Shaype Rules Engine gives you unmatched control over products, is interoperable across all platform microservices and can even be exposed to users to power unique real-time journeys.
Core Ledger
Shaype's proprietary, cloud-native core transaction ledger - built for embedded finance, delivering real-time balance management, precise transaction posting and seamless reconciliation across any product at any stage of growth.
1. Payment Initiation
Payments can be initiated individually or in bulk using a range of initiation formats.
These formats can mirror existing processes/protocols to ensure seamless integration of the Shaype solution.