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We take all the complex parts of delivering financial services...

Your financial product innovation partner

Use Shaype to rapidly build, test, launch and optimise financial solutions and seamless customer experiences. 

Develop and deliver award-winning payments products with Shaype and empower your brand, business or bank with tomorrow's financial experiences, today.  

Trusted by

Kit by CBA logo

Design to Production in 5 months

Employment Hero black stacked logo

Design to Production in 4 months

AMP Limited logo

Design to Alpha
in 5 months

Hejaz logo

Design to Production
in 6 months

Build unique financial experiences faster,
smarter and with more confidence with
the Shaype Ecosystem.

Experiences

Your accelerator toolkit to rapidly launch, grow and optimise seamless customer experiences

App Code Base

Backoffice Control Centre

Sandbox+ POC Environment

Embedded SaaS Tools

Expertise

Take advantage of specialist resources and master operational excellence to power unique financial products at scale

Technical Service Delivery

Feature Development

Growth Advisory

Payments Advisory

Risk and Compliance Advisory

Financial Integrity Services

Platform

Combine atomic building blocks to fast-track enriched, fully digital payment solutions

Onboarding & KYC

Accounts & Wallets

Financial Crime

Rules Engine

Payments & Transfers

Card Issuance

Transaction Processing

Core Ledger

Infrastructure

Simplify product foundations with licensing, payment services, hosting and orchestration all in the one place

Payment Network Access

Visa Principal Membership

AFSL

Settlement & Safeguarding

ShaypeWare API Layer

Parallel Deployment

One ecosystem, multiple use cases

The Shaype Ecosystem gives you control to orchestrate
unique experiences that can respond and update in real time. 

​

Leverage a fully digital suite of financial technology, 
payment services and infrastructure to power almost any use case - as well as emerging market opportunities. 

Supporting a wide variety of solutions

Child & youth
accounts

Redraw & offset

facilities

Business expense
solutions

Brand reward programs

Fee collection
& disbursement

Wealth management

Settlement & stored value

Payment scheme connection

Complex account
structures

Payroll & invoice
payments

Legacy product
digitisation

Fuel & fleet
management

Alternative payment routing

Single use or
preloadable cards

Social spending
& saving

Travel &
loyalty

including tomorrow's emerging ones
Bank resiliency
solutions

Parallel products that continue to provide transaction services in the event of a system outage

Hybrid closed/open
loop retail payments

Next-gen payment solutions that allow large retail brands to deliver new, cost-effective payment experiences to their customers

Rapid innovation platforms

Solutions that allow large FIs blocked by legacy and structural barriers to rapidly prototype and bring solutions to market

Gaming & harm
minimisation

Smart, real time decisioning that allows unprecedented levels of control required in highly regulated industries

Tomorrow's financial experiences, today

Recognised as Australia’s most innovative company in banking, superannuation and financial services in the Australian Financial Review BOSS Most Innovative Companies Awards in 2023, Shaype is at the cutting edge of rapid innovation in financial technology.



 

Our vision is to build the world’s most flexible financial ecosystem that solves the biggest problems continually faced by financial institutions and the customers they serve.

We’ve brought together the best minds from the hedge fund industry, top-tier banks and leading global technology platforms to enable our clients to deliver tomorrow's financial experiences, today.

See how clients use Shaype 

​By combining core and customisable payments capabilities, Shaype clients can create end-to-end financial solutions or add to existing ones, built and launched in weeks or months - not years. 

​

Check out how some of our clients use Shaype:

Kit by CBA product image
Kit by CommBank

Kit is an 'earning-and-learning' pocket money app for kids, built by CommBank’s venture scaling arm, x15ventures. Kids can earn pocket money, track and complete chores and learn important money management skills with their Kit Account and linked prepaid card, and parents stay in control with intelligent rules that can respond and update in real time. 

Accessing all the essential ingredients in the one place simplified the integration process and helped Kit to accelerate from concept to first live transaction in under 5 months.

Halal Money by Hejaz

​Hejaz is one of Australia’s leading providers of Islamic Financial Services, helping thousands of customers with investing, borrowing, wealth management and superannuation for over a decade. 

 

Hejaz partnered with Shaype to rapidly launch Halal Money, providing an end-to-end, digital and Shariah-compliant customer experience that combines everyday accounts, payments and spending together seamlessly with other financial products.
 

Halal Money product image
Work superapp by Employment Hero product image
Work by Employment Hero

Work is the world's first employment superapp built by global HR and payroll business Employment Hero, which rolls work, career, money and benefits into one app for employees.

​

Powering the Spend account, the Shaype Ecosystem supports a fully digital transactional account experience seamlessly integrated into Work's employee rewards and benefits features.

Citro by AMP

AMP-backed member rewards program Citro provides a comprehensive advice, education and cashback rewards experience to thousands of over 40's Australians. 

By cleverly orchestrating Shaype capabilities, Citro allows cardholders to link their Citro debit card to their existing bank account, spend at more than 200 leading brands and earn cashback rewards directly into their Citro account to spend on whatever they like, or invest their rewards into their super. Simple!

Citro by AMP app product image
anna money.webp
ANNA (Absolutely No Nonsense Admin)

Artificial Intelligence-powered small and medium business platform ANNA has teamed up with Shaype to launch Australia's first all-in-one business account "super app", now rolling out to startups and Pty Ltd companies.


Powered by the Shaype Ecosystem, ANNA's super app acts as a 24/7 financial co-pilot replacing fragmented financial workflows and consolidating everything from business banking, tax, expenses, company formation and cards and spending into one seamless experience.

​​

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Sydney HQ
22-24 Hutchinson St
Surry Hills, NSW 2010

Australia
London Hub
Cargo Works
Units 06-07-08
1-2 Hatfields
SE1 9PG
London
United Kingdom
Find out how we can accelerate your success:
Proud members of:
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Shaype® is the trading name of Hay as a Service, (ABN 75 645 062 611). Shaype® provides factual information and general advice only on financial products and services as a Corporate Authorised Representative (001293961) of Hay Limited (AFSL 515459).

 
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